Bank Zero – Business banking that actually works for business
In a world where business banking often feels like a necessary evil, Bank Zero is flipping the script.
Designed by businesspeople for businesspeople, Bank Zero delivers a refreshing, intuitive, and cost-efficient banking experience that makes running a business easier.
For any financial manager, monthly billing can be a nightmare. Hundreds of transactions, authorisations, and reconciliations typically mean hours of admin.
But with Bank Zero’s powerful business banking features – designed to work right from your phone – those painful days are over.
Relationship banking
At the core of Bank Zero’s business banking product is its fully-digital relationship banking functionality that is supported by a streamlined authorisation chain.
Through the app, a business can define these custom authorisation chains with ease – no paper forms or branch visits required.
Need a CFO to approve all payments above R0.01?
Done.
Want a second level of approval for payments over a certain threshold?
Add it with a few taps.
And because up to three people can be assigned per level, teams remain flexible and fast-moving.
Set up is simple
Setting up these roles is intuitive. Simply drag and drop individuals into approval roles and set the limits.
The structure is dynamic enough to suit small teams and large businesses alike – and when someone changes roles or leaves the business, just reassign them – no red tape or legacy paperwork needed.
Bank Zero’s relationship banker roles give delegated users the power to load and edit recipients – without losing visibility or control.
For example, Amelia, a financial manager, can prepare payments and manage payee details, while the CFO retains final approval rights.
That level of structured control, with real-time visibility and audit-friendly documentation, is rare – even among major banks.
Streamline security
Security is built-in, not bolted on.
Changes to payee details are flagged clearly in red, helping businesses detect potential fraud attempts.
Documents like signed invoices can be attached to every payment, and are viewable directly in the account history. This single source of truth makes life easier when auditors come calling.
The app’s payment interface is full of thoughtful touches, too.
Photos and logos help identify recipients visually; a redo function pre-fills payment fields for recurring transactions; and proof-of-payment documents include every relevant detail – automatically emailed to the right person or easily resent with a tap.
Traditional online banking feels clunky in comparison.
Opening a laptop, navigating tabs, and tracking down documents just to make a payment?
That’s history.
With Bank Zero, your business banking lives where you do—on your phone, always on, always simple.
Your business is unique
Best of all, Bank Zero’s approach treats your business as unique.
The app offers a flexible canvas where you can structure your banking around your operations – not the other way around.
It’s a modern platform that grows with your needs, giving you the tools to manage, authorise, pay, and audit – all without the friction of legacy systems.
Bank Zero has redefined what business banking should be: smart, secure, mobile, and made for humans.
For companies tired of outdated systems and impersonal service, it’s more than a bank.
It’s freedom.
Business banking is easy – finally. So embrace the revolution with Bank Zero.
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